![Why Private Debt is a smart choice for your relationships](https://wdl.nl/wp-content/uploads/Vermogensadviseur-private-debt.jpg)
23 July 2024
Why Private Debt is a smart choice for your relationships
Many advisors and managers are reluctant to advise their clients to invest in Private Debt. Is that justified? Ad Huisman explains why Private Debt belongs right in an investment portfolio.
![How much debt is justified?](https://wdl.nl/wp-content/uploads/Hoeveel-schuld-is-verantwoord.jpg)
12 July 2024
How much debt is justified?
How much debt is responsible for a company? In his blog, Maykel talks about what we finance specialists look at day in and day out.
![What is direct lending?](https://wdl.nl/wp-content/uploads/Wat-is-direct-lending.jpg)
8 July 2024
What is direct lending?
Direct lending is a form of financing without the intervention of a bank. It is an alternative form of financing for borrowers and an alternative form of investing for investors. We'll tell you more!
![Mortgage as collateral: always good, right?](https://wdl.nl/wp-content/uploads/Hypotheek-als-onderpand-1-scaled.jpeg)
28 May 2024
Mortgage as collateral: always good, right?
Important when investing in Private Debt is obtaining the right collateral to mitigate risk. I often hear investors reason in their consideration of risk as if a loan with a mortgage on real estate is always very low in risk. That requires some nuances. In this blog, I share some important aspects every investor should consider when taking out a loan.
![Intermediaries, an added value for all parties](https://wdl.nl/wp-content/uploads/intermediairs-1.jpg)
21 May 2024
Intermediaries, an added value for all parties
Intermediaries are indispensable in the financial world, especially for those looking for a reliable and effective way to obtain financing. At WDL, we work closely with intermediaries to ensure that both borrower and investor get the most out of a deal.
![Private Debt as a driver of economic growth](https://wdl.nl/wp-content/uploads/Private-debt-als-aanjager-voor-economische-groei.jpg)
23 April 2024
Private Debt as a driver of economic growth
Non-bank financing, or Private Debt from the investor's perspective, plays a crucial role in the economic growth of the Netherlands. This type of financing provides an alternative to traditional bank loans, especially for small and medium-sized enterprises (SMEs), which are the backbone of the Dutch economy.
![Private Debt: a nice fixed return and low risk](https://wdl.nl/wp-content/uploads/Private-Debt-3.jpg)
16 April 2024
Private Debt: a nice fixed return and low risk
Investing in Private Debt is popular. Read more about the low risks and good returns.
![The taxman as an ATM? Two practical examples](https://wdl.nl/wp-content/uploads/Fiscus-als-pinautomaat.jpg)
20 March 2024
The taxman as an ATM? Two practical examples
How have SMEs dealt with corona tax debts? In our daily practice, we come across the weirdest things.
![The differences within the asset class Private Debt](https://wdl.nl/wp-content/uploads/Private-Debt-2.jpg)
29 February 2024
The differences within the asset class Private Debt
All about the dynamics of Private Debt and a relevant consideration for wealth advisors.
![Risk and return in the Private Debt sector: An in-depth exploration](https://wdl.nl/wp-content/uploads/Private-Debt-risico-en-rendement-scaled.jpeg)
8 February 2024
Risk and return in the Private Debt sector: An in-depth exploration
Investing in Private Debt is popular. Read more about the low risks and good returns.
![The cash flow table to test for feasibility](https://wdl.nl/wp-content/uploads/Cashflow-tabel-1-scaled.jpeg)
31 January 2024
The cash flow table to test for feasibility
Wondering how we test whether a borrower can carry a financing?
![Key differences between Private Debt and other asset classes](https://wdl.nl/wp-content/uploads/Verschillen-Private-Debt.jpg)
12 January 2024
Key differences between Private Debt and other asset classes
What are the differences between investing in savings, stocks, bonds, real estate, private debt and private equity.
![Rent: Who pays determines?](https://wdl.nl/wp-content/uploads/Huurprijs-scaled.jpeg)
18 October 2023
Rent: Who pays determines?
A rent increase based on the CBS price index figure? Here's what you need to know about this. By Maykel Hermanussen
![In the finance profession, we love puzzles!](https://wdl.nl/wp-content/uploads/Financieringsvak-1.jpg)
2 October 2023
In the finance profession, we love puzzles!
What does WDL look for in a funding request? Which funding request do you reject and which do you proceed with? And what are elements in the analysis we do? Our 9 most important selection criteria at a glance.
![Can you make a loan as an investor?](https://wdl.nl/wp-content/uploads/Lening-verstrekken-scaled.jpg)
18 September 2023
Can you make a loan as an investor?
An investor, after mediation by WDL, has made a loan and is now being asked whether he is licensed to do so. Rightly so?
![Financial intermediary bankrupted by liability claim](https://wdl.nl/wp-content/uploads/Financieel-bemiddelaar-scaled.jpeg)
7 September 2023
Financial intermediary bankrupted by liability claim
This is hopefully NOT the headline I will read in the Financial Journal sometime in the next few years. But I don't rule it out.
![Low risk WDL 1st Mortgage Fund](https://wdl.nl/wp-content/uploads/Laag-risico-WDL-1ste-Hypotheekfonds.jpg)
8 August 2023
Low risk WDL 1st Mortgage Fund
Why does the WDL 1st Mortgage Fund have an extremely low risk profile? Read all about it in this blog.
![Spread or 1st mortgage: which is the best method?](https://wdl.nl/wp-content/uploads/Spreiding-of-1e-hypotheek-scaled.jpeg)
11 June 2023
Spread or 1st mortgage: which is the best method?
So what methodology actually works best to make a better return when investing in business loans and most importantly, without hassle?
![Investing in business loans at its best!](https://wdl.nl/wp-content/uploads/Spreiding-of-1e-hypotheek-scaled.jpeg)
14 April 2023
Investing in business loans at its best!
So what methodology actually works best to make a better return when investing in business loans and most importantly, without hassle?
![Investing in direct lending](https://wdl.nl/wp-content/uploads/Beleggen-in-zakelijke-leningen-scaled.jpeg)
14 April 2023
Investing in direct lending
Why invest in WDL Direct Lending? An average net return of 6.25%. Check this blog for some real-life examples.
![Spoiled and used to low interest rates](https://wdl.nl/wp-content/uploads/Lage-rentes-scaled.jpeg)
2 February 2023
Spoiled and used to low interest rates
The 5-year interest rate increased by about 3% in 2022. From 2016 to 2021, we have already gotten used to those low levels. We have become spoiled!
![The many reasons for being rejected at a bank](https://wdl.nl/wp-content/uploads/Lening-afgewezen-bij-de-bank-scaled.jpg)
18 July 2022
The many reasons for being rejected at a bank
Why not finance at the bank? Surely this is cheaper than through an investor? The many reasons for rejection by the bank.
![Excessive borrowing from own limited liability company: Why should you do it?](https://wdl.nl/wp-content/uploads/lenen-bij-eigen-BV-scaled.jpg)
13 April 2022
Excessive borrowing from own limited liability company: Why should you do it?
Many DGAs borrow money from their own limited liability company: a smart move?
![Financing reservation as early as 2 weeks from now!](https://wdl.nl/wp-content/uploads/Financieringsvoorbehoud-al-over-2-weken-scaled.jpeg)
23 September 2021
Financing reservation as early as 2 weeks from now!
The alternative to long, unpredictable banking processes when applying for financing.