Investing

Invest in loans to Dutch SMEs and real estate investors

As an investor, you seek a balanced risk-return ratio. One way to invest your money is by providing loans to entrepreneurs in the SME sector or to real estate investors. Within this investment category, we offer three different forms.

Make an appointment

View investment options

Attractive returns, low risk

Investing in Private Debt?

Due to changes in the economy and interest rates, traditional investment categories have become less profitable. So, where should you invest? Stocks, real estate, crypto, bonds? Each has its own risk-return ratio. Rising interest rates have negatively impacted these categories but have improved returns on new loans.

Investing in loans to Dutch SMEs is a way to achieve a safe return. SMEs are the backbone of the rapidly changing economy, often more agile and flexible than large organizations. We’ve seen a growing interest in this well-performing credit investment.

The right proposition

Thanks to our many years of experience, we have the expertise to select and analyze the right propositions and to document and manage loan administration.

WDL Kredietfondsen has specialists to take care of everything, ensuring a flawless process in finding the right investment opportunities.

Invest with WDL Kredietfondsen

We offer three investment options: the WDL 1st Mortgage Fund, the WDL High Yield Fund, and WDL Direct Lending. Additionally, we are pleased to provide advice and support for investing in Private Debt through WDL Private Debt Service.

WDL 1st Mortgage Fund

Investing from €100,000, 6.25% net return

Net return of 6.25% with no hidden fees
Defensive and safe investing
Monthly returns
Low risks due to mortgages on liquid real estate
Financing intake based on extensive risk analyses
WDL Kredietfondsen co-invests
Loans only to borrowers with proven cash flow

Brochure WDL 1st Mortgage Fund

Learn more

WDL High Yield Fund

Investing from €250,000, expected return 10-12% per year

Risks managed through diversification and careful risk analyses
Loans to Dutch SMEs with a temporary cash flow dip showing proven recovery
Collateral where possible
Loan term maximum 7 years, average 5 years
2% skin in the game by WDL Kredietfondsen
No subordination to other financing parties

Brochure WDL SME Fund

Learn more

WDL Direct Lending

Investing from €100,000

Loans to SMEs and real estate investors with interest rates ranging from 6.5% to 8.5% per year.
Loan terms up to 5 years.
Choose loans based on a thorough risk analysis by specialists.
Managed by the IT and specialists at WDL Kredietfondsen.
Transferring existing loans to our management is also possible

Brochure Direct Lending

Learn more

WDL Private Debt Service

Advice and support for your Private Debt investments

WDL as a specialist involved in your private debt positions
Risk analyses on private debt at position initiation
Tailored support for existing positions, including management, damage control, loan documentation, administration, and interest and repayment collections
Costs: hourly rate/customized

I would like personal contact

Learn more

They provide well-structured analyses that are easy to understand and highly effective. As an investor, it quickly gives me a clear overview."

We take pride in our edge over the competition because

We offer a defensive investment category that further diversifies your investment portfolio.

Properly structured loans to SMEs offer a better risk-return ratio compared to bonds.

Our specialists deliver the highest quality in business financing through optimal selection, structuring, and management.

Latest news and blogs

Bekijk alle berichten

Investing

23 July 2024

Why Private Debt is a smart choice for your relationships

Many advisors and managers are reluctant to advise their clients to invest in Private Debt. Is that justified? Ad Huisman explains why Private Debt belongs right in an investment portfolio.

Investing

8 July 2024

What is direct lending?

Direct lending is a form of financing without the intervention of a bank. It is an alternative form of financing for borrowers and an alternative form of investing for investors. We'll tell you more!

Investing

28 May 2024

Mortgage as collateral: always good, right?

Important when investing in Private Debt is obtaining the right collateral to mitigate risk. I often hear investors reason in their consideration of risk as if a loan with a mortgage on real estate is always very low in risk. That requires some nuances. In this blog, I share some important aspects every investor should consider when taking out a loan.

Investing

23 April 2024

Private Debt as a driver of economic growth

Non-bank financing, or Private Debt from the investor's perspective, plays a crucial role in the economic growth of the Netherlands. This type of financing provides an alternative to traditional bank loans, especially for small and medium-sized enterprises (SMEs), which are the backbone of the Dutch economy.

Investing

18 April 2024

Private Debt as a driver of economic growth

Thursday, April 18: The event for investors, wealth advisors, family offices and institutional investors

Investing

16 April 2024

Private Debt: a nice fixed return and low risk

Investing in Private Debt is popular. Read more about the low risks and good returns.

Investing

29 February 2024

The differences within the asset class Private Debt

All about the dynamics of Private Debt and a relevant consideration for wealth advisors.

Investing

8 February 2024

Risk and return in the Private Debt sector: An in-depth exploration

Investing in Private Debt is popular. Read more about the low risks and good returns.

Investing

12 January 2024

Key differences between Private Debt and other asset classes

What are the differences between investing in savings, stocks, bonds, real estate, private debt and private equity.

Bekijk alle berichten

Want to learn more about investing through WDL Kredietfondsen?

Let's get in touch. Contact Ad Huisman at 06 12 94 86 76.

Or mail Ad