Direct contact? Call 073 - 44 00 300 or mail to info@wdl.nl.

I need financing

For my business or real estate

  • An indicative offer within 1 business day
  • Flexible, fast and personalized
  • Financing for business premises, business acquisitions, working capital, machinery, refinancing and real estate development

I want to invest

In loans to Dutch SMEs and real estate investors

  • 6.25 to 12% net return
  • Defensive investing
  • Appropriate risk-return ratio
  • Options: WDL Direct Lending, WDL High Yield Fund, WDL 1st Mortgage Fund
  • Optimal selection, structuring and management
  • Loans granted 121
  • Total funded € 70.305.000

A business loan? We'll find a way to make it happen.

Many entrepreneurs with well-managed businesses struggle to secure loans from banks. These driven business owners, with successful companies, solid plans, and acceptable risk profiles, often face difficulties due to the complex nature of bank policies. As a result, banks fail to offer tailored financial solutions.

At WDL, we focus on providing custom financial solutions. With decades of expertise, we know exactly what to look for and how to properly assess risks, because risks are always present.

Our solutions

WDL 1st Mortgage Fund

Investing from €100,000, 6.25% net return

  • Net return of 6.25% without hidden costs
  • Defensive and secure investing
  • Monthly return payout
  • Risks managed by mortgages on current real estate
  • Comprehensive risk analyses
  • WDL Kredietfondsen co-invests
  • Loans only to Dutch SMEs with proven cash flow

WDL High Yield Fund

Invest from €250,000, expected net return 10-12% per year

  • Risks managed through diversification and careful risk analyses
  • Loans to Dutch SMEs with a temporary cash flow dip showing proven recovery
  • Collateral where possible
  • Loan term maximum 7 years, average 5 years
  • 2% skin in the game by WDL Kredietfondsen
  • No subordination to other financing parties

WDL Direct Lending

Investing from €100,000

  • Loans to SMEs and real estate investors with interest rates between 6.5% and 10% per year
  • Loan term maximum 5 years
  • Choose loans based on thorough risk analysis by specialists
  • Management by WDL Kredietfondsen IT and experts
  • Existing loans can also be managed

WDL Private Debt Service

Advice and support for your Private Debt investments

  • WDL as a specialist involved in your private debt positions
  • Risk analyses on private debt at position initiation
  • Tailored support for existing positions, including management, damage control, loan documentation, administration, and interest and repayment collections
  • Costs: hourly rate/customized

Statistics WDL Kredietfondsen

€ 70.305.000

Total financed

7,7%

Average gross return in 2024

65%

Average Loan to Value

1

Number of defaults

€ 590.798

Average loan size

7,0%

Average net return in 2024

36 maanden

Average loan term

€ 0

Write-offs or expected write-offs

Interested in a no-obligation introduction to WDL Kredietfondsen?

For a no-obligation introduction to WDL Kredietfondsen, contact Bart van der Wielen at 06 38 90 43 36.

Or mail Bart
Bart van der Wielen

Examples of completed financings

North Brabant

Bridge financing home remodeling

Loan € 600.000,=
Interest 8,50%
Repayment No repayment during term
Duration max. 9 months with a minimum interest period of 3 months
Collateral 3rd mortgage on the home with an LTV of 70% after financing
Liability Deposit

South Holland

Bridging finance to purchase seaside apartment

Loan € 350.000,=
Interest 7,25%
Repayment No repayment during term
Duration 9 months
Collateral 1st mortgage on OG with an LTV of 53%
Liability Private liability

Utrecht

Commercial real estate financing

Loan € 600.000,=
Interest 7,25%
Repayment €20,400 per year
Duration 5 years
Collateral 1st mortgage on OG with LTC of 70%, pledge lease agreement
Liability Deposit

North Brabant

Financing apartment development

Loan € 700.000
Interest 7,5%
Repayment € 20,000 per year
Duration 24 months
Collateral 1st mortgage on OG, pledge rental payments
Liability Deposit

North Brabant

Financing bridging home

Loan € 750.000,=
Interest 7,5%
Repayment No repayment during term
Duration 8 months, with a minimum interest period of 3 months
Collateral 1st mortgage on OG with an LTV of 52%
Liability Deposit

North Brabant

Financing construction project development

Loan € 300.000,=
Interest 8%
Repayment No repayment during term
Duration 12 months
Collateral 1st mortgage on OG with LTV of 50%,
Liability Deposit

When I send a message, they call the same day to inventory. Love that speed!"

Tom, 29, Oisterwijk

My bank just doesn't visit anymore. The management of WDL Kredietfondsen does. Just to talk to each other."

Henk, 47, Hilversum

At my bank, a 3-month approval process is already very fast. With WDL Kredietfondsen I had certainty of financing in 2 weeks."

Olivia, 39, Beverwijk

They did get the financing that I had been peddling myself for months."

Ibrahim, 42, Nieuwegein

Financing specialists with expertise."

Rob, 62, Den Bosch

They make easy-to-read analyses that make sense. As an investor, I get a quick picture because of that."

Marco, 50, Etten-Leur

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