Direct contact? Call 073 - 44 00 300 or mail to info@wdl.nl.

Private Debt

6% to 13% net return per year

Investing with an appropriate risk-return ratio. Investing in loans to Dutch SMEs and real estate investors is a safe way to invest with a nice return.

Investing in loans to Dutch SMEs is a way to achieve a safe return. SMEs are the backbone of the rapidly changing economy, often more agile and flexible than large organizations. We’ve seen a growing interest in this well-performing credit investment.

The right proposition

Thanks to our many years of experience, we have the expertise to select and analyze the right propositions and to document and manage loan administration.

WDL Kredietfondsen has specialists to take care of everything, ensuring a flawless process in finding the right investment opportunities.

The possibilities

We offer three investment vehicles: the WDL 1st Mortgage Fund, the WDL High Yield Fund and WDL Direct Lending. In addition, we offer advice and support through WDL Private Debt Service.

WDL 1st Mortgage Fund

Investing from €100,000, 6% net return per year

  • Net return of 6% with no hidden fees
  • Defensive and safe investing
  • Monthly return payable
  • Risks low due to mortgage on current property
  • Intake financing based on comprehensive risk analyses
  • WDL Credit Funds co-invests
  • Lend only to borrowers with proven cash flow

WDL High Yield Fund

Investing from €250,000, expected net return 10% to 13% per year

  • Risks manageable through diversification and careful risk analysis
  • Loans to Dutch SMEs with a temporary dip in cash flow that are already showing proven recovery.
  • Establish collateral where possible
  • BMKB possible
  • Duration maximum 7 years, average 5 years
  • 2% skin in the game by WDL Credit Funds
  • No subordination to other financing parties

WDL Direct Lending

Investing from €100,000, 6.5% to 8.5% net return per year

  • Loans to SMEs and real estate investors with 6.5% to 8.5% net return per year
  • Duration of the loans up to 5 years
  • Self-selection of loans based on thorough risk analysis by specialists
  • Management by the IT and subject matter experts of WDL Credit Funds
  • Also house your existing outstanding loans under management

WDL Private Debt Service

Advice and support for your Private Debt investments

  • WDL as a specialist involved in your private debt positions
  • Risk analyses on private debt when taking positions.
  • Unburdening on existing positions through customization e.g. management incl. damage control, as well as loan documentation, administration and interest and redemption collections.
  • Cost: hourly rate/customization

€156.639.700,=

Totaal gefinancierd

8,90%

Gemiddelde bruto rendement in 2025

65%

Gemiddelde Loan to Value

0

Aantal defaults

€775.444,=

Gemiddelde omvang lening

7,40%

Gemiddelde netto rendement in 2024

30 maanden

Gemiddelde looptijd van de leningen

€0

Afboekingen of verwachte afboekingen op leningen

Neem voor een vrijblijvende kennismaking met WDL Kredietfondsen contact op met Ad Huisman op 06 12 94 86 76.

Or mail Ad
Ad Huisman