Private Debt Fund

The fund offers stable and consistent returns with a low-risk profile. By investing, you also support Dutch businesses by providing them with access to capital. The initial risk is mitigated by 2% risk-bearing capital contributed by the fund manager. Additionally, 0.50% of the interest margin is reserved annually for potential write-offs.

The fund is capped at EUR 50 million, with average financing amounts of €750,000. This allows for 50-80 financings across a diverse range of real estate types, including commercial properties (owner-occupied or leased), rental housing, and development sites.

No, early withdrawal is not possible. When you invest, it is for a term expected to be 5-7 years. However, your claim against the fund’s BV can be transferred, provided the manager grants permission. In the context of the WWFT, the claim is not freely transferable, as we must ensure that we know with whom we are conducting business.

As with any investment, the 1st mortgage fund carries risks. We minimize these risks by selectively screening financing requests, typically financing 70% of the collateral’s value. If a debtor faces payment issues, and foreclosure is necessary, we aim to recover at least 70% of the market value. Additionally, the fund has a 2% buffer provided by the fund manager, with 0.50% of the outstanding balance added annually to this buffer to further mitigate risk.

The expected duration is 4-7 years, as we aim to provide financing to SMEs with a maximum term of 5 years. The duration of your participation will align with the term of the loans granted.

Yes, the shareholders of the fund manager contribute capital, which includes risk-bearing capital. This capital is the first to be drawn upon in the event of non-payment of interest and principal or possible write-offs. Of the total capital raised in the fund, 2% is allocated as risk-bearing capital.

There are no additional or hidden costs associated with your participation. We offer a 6.25% annual return, which is paid out monthly from the start.

No, but as an investor, you and the other investors collectively hold the sole claim on the fund. This means that the income and repayments from the issued loans go directly to you as an investor. There are no other creditors.

There are no costs for investors. We expect to issue financing at an average rate of 7.25%. From this, you receive 6.25%. Of the remaining margin, 0.50% is allocated as a buffer for potential write-offs, and the final 0.50% covers the fund’s administration and management costs.

You will be informed quarterly about the issued loans and the fund’s performance